Choosing the Right Mortgage
Unsure of which mortgage you need? Get in touch and we can help.
Personalised Mortgage Assistance
At Victoria Mortgage and Protection Services, we know how confusing it can be when you are looking at the wide range of mortgage options available to you. We want you to make the right decision, and so we offer personalised mortgage assistance to help you get there.
We have outlined some mortgage options below, but if you have any questions or queries, our friendly team are always happy to talk to you.
Types of Mortgages Available
Below you can find mortgage options to see which will suit you best.
Fixed rate mortgages give the security of knowing that your monthly repayments will stay the same. The period is typically over two, three or five years, but ten year fixed rates are available.
Tracker mortgages have an interest rate that is in line with the Bank of England base rate. Therefore if this rate changes, so will yours.
Buy to let mortgages are when you borrow the money to buy a property which will then be let out to tenants.
Looking for mortgage assistance? Call Victoria Mortgage & Protection Services in Arbroath today on
07786002 510 | 01241464464
Types of Mortgages Available
Below you can find mortgage options to see which will suit you best.
Offset mortgages link your savings to your mortgage debt. Each month the amount in your savings or current account is offset against your outstanding mortgage.
A capped rate mortgage means that your rate will usually move in line with the lenders SVR, but the cap means it cannot rise above a set level.
Discount mortgages are linked to the lender’s standard variable rate (SVR) and lenders are able to change their SVR even if there has been no change in the base rate. Discount mortgages are typically available for a period between one and five years.
Mortgage Payment Calculator
The mortgage calculator below will give you an estimate of your monthly payment cost’s based on the interest rates.
Tthis does not take into consideration your personal circumstances or monthly expenditure.
This should be used as a guide only, and only by discussing with our advisors will you get a true reflection of your monthly costs.
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